Insights
Each answer is concise and practical: what the situation means, what to do next and how we can help.
not finding yours? ›Yes. Before renewal is the right time to compare insured risks, limits, excesses, exclusions and the premium. The goal is not the lowest price …
Open the case ›Start with the assets and events that could interrupt operations, not with a standard package. Then determine suitable sums, cover and limitations for the …
Open the case ›With several vehicles, the issue is not only choosing policies but managing dates, instalments, changes and claims together. A single register reduces the risk …
Open the case ›Transit risk depends on the route, goods, mode of transport and the parties' agreed responsibilities. Before deciding, establish who bears the risk at each …
Open the case ›Suitable protection depends on the activities, contracts, employees and risk of harm to third parties. No single policy fits every company — the specific …
Open the case ›The bank determines the required protection and loan-related clauses. Where the terms allow, an alternative proposal can be considered, provided it meets the lender's …
Open the case ›Key dates need a structured schedule, advance reminders and clear responsibility. A reminder is an additional service and does not replace the obligations under …
Open the case ›A significant change in value, assets or use is a good reason to review the terms. The aim is for the policy to describe …
Open the case ›First, limit further damage, follow the notification requirements and collect evidence of the event and losses. The exact actions and deadlines depend on the …
Open the case ›Do not assume that a new asset is automatically included. It depends on the subject, limits and terms of the particular policy. The change …
Open the case ›Describe what you want to protect or ask about an existing policy.
